The Ultimate Money-Saving Workbook: 100 Ways to Reduce Your Spending, Increase Your Savings, and Achieve Your Dreams

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Dear Friends,

You’ve got a goal—maybe it’s launching your Shopify store, becoming debt free, or taking that dream vacation every year. Whatever it is, the real question is: how badly do you want it? Because reaching big goals means making small trade-offs, day in and day out.

There are endless ways to cut spending. Some are simple; others take serious grit. But every decision—every Target run, coffee stop, or impulse buy—either moves you closer to your dream or pulls you further away.

When I was staring down $45,000 in debt, I used this method to track every penny and cut every extra expense. Less than a year later? That debt was gone.

And that’s where this workbook comes in.

DOWNLOAD THE MONEY SAVING WORKBOOK HERE

This workbook isn’t just a list—it’s a tool. A way to track progress. A place to see how far you’ve come. And I want to share it with you.

Whether your goal is to build online coaching business, open Shopify store, pay off your mortgage, or go on dream vacation every single year!!…this workbook is for you too.

You won’t check off all 100 ideas in one month—this is a process. Start with the easy wins. Build the habits. Learn the skills. And let yourself grow into the harder ones. You’ll be amazed at what a little planning and purpose can do.

My dream. I desperately wanted to get away from the 9-to-5. Where I could have an online business and be a mom who was available for her kids, her husband, her family—All while having a career that lights me up.

When I heard of a program, to grow an online business, it gave me hope. But I needed the money to sign up!

I gave myself a one year deadline. A few days before the New Year rang in, I would sign up for the course to build an lonline business. I worked really hard that year.

I figured out how to stretch my food budget and to get food on the table fast. I got a handle on my budget, reducing my spending in every category.

Getting a handle on my finances was one of the most important things I did.

Also, when I wrote down my goal and focused on it with intention, it became so much easier to move forward.

Never did I imagine that I could start an online business, making money from home.

My online business launched shortly after enrolling in the course .  I’m in my fourth year of scaling an online business and I’m days away from opening an online store to offer planners, courses, and digital products to help other busy working mom’s beat debt and get control of there money. These days, my budgeting is centered around reducing my grocery budget.

Are you ready to start? Get your copy of The Ultimate Money-Saving Workbook and let’s do this together.

💗 Flo

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